Estimate the cost to replace your home contents

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Home Contents Sum Insured Calculator

This calculator estimates the replacement value of your home contents using data supplied by Sum Insured.

By using general information about your home and its contents, the calculator gives you an estimated replacement value. It is important you understand that it is intended as a guide only and should not be taken as advice or a recommendation to acquire any product or level of insurance cover. Neither Commonwealth Bank of Australia nor Hollard Insurance Partners Limited take responsibility, nor any liability for the accuracy of, reliance upon or use of the costs calculated. You should read the Product Disclosure Statement for full details of all product features, benefits, limits and exclusions. You can edit the assumptions made to get a tailored estimate based on your individual circumstances.

When you have completed the estimate, you can download a summary.

The calculator shouldn't be used to calculate the contents sum insured for an investment property. For more information about this cover or if you need help, call 13 1361.

Click here to find out how the calculator works.


Provided by Hollard. Distributed by the Commonwealth Bank.
Typical building contents replacement costs are provided by Sum Insured. Whilst all reasonable care is taken to ensure the accuracy of the information as a guide for costing building contents replacement costs, no responsibility is accepted by Sum Insured for its accuracy. Please check with a building contents valuer or other suitably qualified professional for an accurate costing estimate.

Home Insurance is provided by Hollard Insurance Partners Limited ABN 96 067 524 216, AFSL 235030 (Hollard) and distributed by the Commonwealth Bank of Australia ABN 48 123 123 124, AFSL 234945 (CBA). Hollard is the insurer of this Home Insurance product. Hollard is not part of the CBA Group. CBA does not guarantee the obligations or performance of Hollard or the products Hollard offers.

By using general information about your home and its contents, the calculator gives you an estimated replacement value. It is important you understand that it is intended as a guide only and should not be taken as advice or a recommendation to acquire any product or level of insurance cover. Neither Commonwealth Bank of Australia nor Hollard Insurance Partners Limited take responsibility, nor any liability for the accuracy of, reliance upon or use of the costs calculated.

You should read the Product Disclosure Statement for full details of all product features, benefits, limits and exclusions. For products issued by Hollard, information about the target market can be found within the product’s Target Market Determination.

You can edit the assumptions made to get a tailored estimate based on your individual circumstances.

© 2003 – 2025 Sum Insured is a trading name of Land Services SA Operating Pty Ltd (ACN 618 229 815) as trustee for Land Services SA Operating Trust (ABN 86 836 650 939). The building contents replacement cost calculator is registered under Australian Patent Number 2010202987.