Estimate the cost to replace the home contents

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Home Contents Sum Insured Calculator

This calculator estimates the new insurance replacement cost of the home contents using information supplied by Sum Insured.

Based on this assumed general information about the home and inputs and edits you provide, the calculator will provide an estimated contents value and summary that you can further edit for a more accurate result if you wish.

Just enter the address to find out the estimated home contents replacement cost.

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Typical building contents replacement costs are provided by Sum Insured. Whilst all reasonable care is taken to ensure the accuracy of the information as a guide for costing building contents replacement costs, no responsibility is accepted by Sum Insured for its accuracy. Please check with a building contents valuer or other suitably qualified professional for an accurate costing estimate.

The estimate calculated is only an estimate made relying upon information inputted by you and the data known to Sum Insured regarding comparative contents replacement values. It does not take into consideration all of the specific circumstances which may affect the actual replacement value of your contents and you should assess the suitability of an estimate for your purposes based on your knowledge of your own personal circumstances. Please check with a valuer or other suitably qualified professional for an accurate estimate.

The calculator is not intended to be relied on for the purposes of making a decision in relation to a financial product such as insurance. It does not take into account applicable underwriting guidelines or the conditions, limits, inclusions or exclusions contained in any particular insurance policy e.g. some contents may not be covered under a policy. It does not take into account your objectives, financial situation or needs. You should consider obtaining professional advice from an appropriately licensed person for your circumstances and consider the relevant product disclosure statement or policy wording, including for details of how GST is treated for claims payments, before making any financial decisions.

QBE Insurance (Australia) Limited ABN 78 003 191 035 (QIA) takes no responsibility for the estimates provided by Sum Insured nor any liability for the accuracy of or reliance upon or use of, the estimates. There is no guarantee that QIA will agree to insure you for the estimated amounts. It is your responsibility to check the amounts will be enough to cover contents new replacement costs.

© 2003 - 2025 Sum Insured is a trading name of Land Services SA Operating Pty Ltd (ACN 618 229 815) as trustee for Land Services SA Operating Trust (ABN 86 836 650 939). The building contents replacement cost calculator is registered under Australian Patent Number 2010202987.