How this Contents Calculator Works

The home contents calculator works on a three tiered structure comprising items, categories and rooms.

Items are the building blocks of the system and represent the individual pieces of equipment and furniture known collectively as your home contents (i.e. chairs, tables, clothing, cutlery, refrigerators etc).

These items are organised into 32 separate categories according to type (i.e. Appliances, Audio Visual, Furniture etc). Rooms as the name suggests represent the individual rooms that could possibly be present in any individual home. There are a total of 38 different room types, split into 22 different bedroom configurations and 16 other room types (i.e. Bathroom, Dining, Kitchen etc).

 
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© 2003 - 2025 Sum Insured is a trading name of Land Services SA Operating Pty Ltd (ACN 618 229 815) as trustee for Land Services SA Operating Trust (ABN 86 836 650 939). The building contents replacement cost calculator is registered under Australian Patent Number 2010202987.